Plans and prices
| Plan | Price | Includes |
|---|---|---|
| Plus | 5.99 USD / month | Debt Reset, credit support, cash advance up to 250 USD (subject to eligibility) |
| Pro | 8.99 USD / month | Adds 2.75% APY high-yield savings and advanced AI coaching; cash advance up to 250 USD |
| Builder | 14.99 USD / month | Adds Cleo Card, early income access, saving goals and challenges; cash advance up to 500 USD (requires at least 750 USD/month direct deposit) |
Prices copied from Cleo pricing, checked October 12, 2026. Currency as shown by the vendor; taxes may apply.
Is there a free plan?
There is a free trial. Cleo can be tried for free in the app; the Debt Reset and other features require a paid subscription, and cash advances can be requested without subscribing.
Compared with alternatives
| Tool | Price from | Free plan | Category |
|---|---|---|---|
 HubSpot | 7 EUR/mo | yes | Business & sales |
 Brex | 12 USD/mo | trial | Business & sales |
 Pipedrive | 14 EUR/mo | trial | Business & sales |
 Apollo.io | 49 USD/mo | yes | Business & sales |
 Databricks | od 0,07 USD | ? | Business & sales |
 Cogram | 79 USD/mo | trial | Business & sales |
FAQ
How much is Cleo per month?
The cheapest paid plan is 5.99 USD/mo.
Does Cleo have a free plan?
There is a free trial. Cleo can be tried for free in the app; the Debt Reset and other features require a paid subscription, and cash advances can be requested without subscribing.