What is Credyt?
Credyt is billing and monetization infrastructure built for companies that sell AI products. Every AI API call has a real cost, and Credyt tracks that cost in real time, attributes it to individual customers and features, and checks prepaid balances before usage is authorised, so a request is blocked when funds run out instead of being billed after the fact.
In practice you connect your app through an API, SDKs, webhooks or an MCP server that works with tools like Claude Code, Cursor and Lovable. You define pricing in a dashboard (usage-based, subscription, hybrid, credits or entitlements) and change it without touching code. Your customers get a branded billing portal showing live balance, usage history, top-ups and auto-recharge, and you can see margin per customer, feature or workload.
Key features
- Real-time cost tracking per API call, model and customer
- Pre-authorisation of usage against prepaid credit balances
- Multi-asset wallets (USD, tokens, GPU hours or custom units)
- Configurable pricing models without code changes
- Branded self-service billing portal with top-ups and auto-recharge
- Event-level profitability analytics
Who is it for
- Vibe coders and solo founders building AI apps
- AI companies at seed to Series A
- Growing AI businesses at Series B and later
- Engineering, finance and product teams at AI companies
Pros and cons
- Charges per active wallet rather than a percentage of revenue or payment markup
- Works with common AI coding tools and payment providers such as Stripe
- Production pricing is billed per active wallet, and wallets with no activity cost nothing but still count when active
- Self-service free tier is limited to test mode and the first 10 active wallets per month
Credyt pricing
| Plan | Price | Includes |
|---|---|---|
| To start | 0 USD / month | Test mode, full API access, first 10 active wallets per month free |
| In production | 1 USD / month | Per active wallet per month; wallets with no transactions cost 0; first 1M events per month free, then 2 USD per million; volume discounts available |
Prices copied from Credyt pricing, checked October 12, 2026. Currency as shown by the vendor; taxes may apply.
Is Credyt free?
There is a free trial. Free forever to build and test: full API access in test mode, no credit card, no time limit, first 10 active wallets per month free. Production requires paid use.
Credyt alternatives
| Tool | Price from | Free plan | Category |
|---|---|---|---|
 Databricks | od 0,07 USD | ? | Business & sales |
 HubSpot | 7 EUR/mo | yes | Business & sales |
 Hex | 36 USD/mo | yes | Business & sales |
 Julius AI | 20 USD/mo | yes | Business & sales |
 Jungle Scout | not listed | trial | Business & sales |
 Cohere | not listed | ? | Business & sales |
FAQ
What is Credyt used for?
Real-time monetization and billing infrastructure for AI products, letting developers meter usage, enforce spend limits and charge customers under any pricing model.
Is Credyt free?
There is a free trial. Free forever to build and test: full API access in test mode, no credit card, no time limit, first 10 active wallets per month free. Production requires paid use.
How much does Credyt cost?
The cheapest paid plan is 1 USD/mo (vendor pricing, October 12, 2026).
What are the best Credyt alternatives?
Closest alternatives: Databricks, HubSpot, Hex, Julius AI, Jungle Scout.
Data checked October 12, 2026 on the vendor website (credyt.ai).